Trust
Banking With a Human Touch Since 1999
Antyoday Multistate Bank was founded on a single belief — that every person, regardless of their background, deserves access to honest, transparent, and empowering financial services.
Rooted in Maharashtra's cooperative spirit, we have grown from a community savings group into a fully licensed urban cooperative bank serving over one lakh members across multiple branches. Regulated by the Reserve Bank of India, we combine grassroots values with modern banking infrastructure.
RBI Regulated
Licensed & audited under the Banking Regulation Act, 1949.
Member-Owned
Profits returned to members — one person, one vote democracy.
24/7 Digital Access
Modern net banking & mobile app for seamless transactions.
Community First
Reinvesting in local education, housing & livelihood programs.
Financial Solutions
Built Around You
From secure savings to smart credit, every product at Antyoday Multistate Bank is designed to grow with your life — not complicate it.
Deposit Schemes
Park your money in high-yield fixed, recurring, or savings deposits. Watch your wealth compound safely.
- Fixed Deposit — up to 8.5% p.a.
- Recurring Deposit from ₹500/month
- Zero-balance Savings Account
- Senior Citizen special rates
Loan Products
Achieve your goals — home, business, education or personal — with flexible loan products and fast approvals.
- Home / Property Loan
- Business & MSME Loans
- Personal & Education Loans
- Gold Loan — instant disbursal
Other Services
Beyond banking basics — access digital tools, remittance, insurance, and community welfare programs.
- NEFT / RTGS / IMPS Transfers
- Locker Facility
- Insurance & Mutual Funds
- ATM & Debit Card Services
Banking You Can Actually Trust
Decades of community-first banking, backed by regulatory compliance and modern infrastructure.
"Our founding principle was simple — serve the last person in the queue with the same respect as the first."
— Founding Chairman, Antyoday Multistate
Deposits Fully Insured
Every deposit up to ₹5 lakh is insured under DICGC — your money is 100% protected.
Fast Loan Processing
Loan decisions in as little as 48 hours. Minimal paperwork, maximum transparency.
Member-First Governance
One member, one vote. Profits are redistributed back — not extracted by shareholders.
Paperless Banking
Open accounts, apply for loans and track statements entirely online — zero branch visits needed.
Transparent Rates
No hidden fees. Interest rates, charges and terms published openly — always.
Deep Community Roots
15+ branches across the region. We know your neighbourhood, your needs, your name.
Competitive Rates,
Zero Hidden Charges
All rates effective as of current financial year. Subject to periodic revision by the Board.
| Scheme | Tenure | General | Senior Citizen |
|---|---|---|---|
| Fixed Deposit | 6 Months | 6.50% | 7.00% |
| Fixed Deposit | 1 Year | 7.50% | 8.00% |
| Fixed Deposit | 2–3 Years | 8.00% | 8.50% Best |
| Recurring Deposit | 1 Year | 7.00% | 7.50% |
| Recurring Deposit | 3–5 Years | 7.80% | 8.30% |
| Savings Account | — | 4.00% | 4.00% |
* Rates are indicative and subject to change. Contact your nearest branch for exact applicable rates.
EMI Calculator
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What's Happening
Revised FD Rates Effective June 2026 — Senior Citizens Get Additional 0.50%
The Board of Directors has approved a revision in fixed deposit interest rates for the new financial quarter, effective 1st June 2026.